The Ephraim Group Inc - Insurance
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Commercial Umbrella Insurance Quote

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A policy designed to provide protection against catastrophic losses. It generally is written over various primary liability policies, such as the business auto policy (BAP), commercial general liability (CGL) policy, watercraft and aircraft liability policies, and employers liability coverage. The umbrella policy serves three purposes: it provides excess limits when the limits of underlying liability policies are exhausted by the payment of claims; it drops down and picks up where the underlying policy leaves off when the aggregate limit of the underlying policy in question is exhausted by the payment of claims; and it provides protection against some claims not covered by the underlying policies, subject to the assumption by the named insured of a self-insured retention (SIR).
Source irmi.com


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Serving Lawrenceville, Georgia and all of Metro Atlanta since 2006.

The Ephraim Group, Inc.

1674 Lawrenceville Suwanee Rd.
Lawrenceville, GA 30043

Phone: ​770-865-3200
Alt: 770-676-6688
Fax: ​770-676-6690
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  • Home
  • Personal Insurance
    • Boat Insurance
    • Car Insurance
    • Condo Insurance
    • Flood Insurance
    • Home Insurance
    • Landlord Insurance
    • Life Insurance
    • Mobile Home Insurance
    • Motorcycle Insurance
    • Personal Liability or Umbrella Insurance
    • Renter's Insurance
    • RV Insurance
    • Special Event Insurance
    • Vacant Property Insurance
  • Business Insurance
    • Builder's Risk Insurance
    • Business Owners Policy Insurance
    • Commercial Auto Insurance
    • Commercial General Liability Insurance
    • Commercial Insurance
    • Commercial Property Insurance
    • Commercial Umbrella Insurance
    • Liquor Liability
    • Professional Liability Insurance (E & O)
    • Surety Bonds
    • Workers Compensation Insurance
  • Annuities
  • Contact Us
  • Helpful Info
    • Claims
    • Make a Payment
    • Helpful Links
    • Insurance Terms
  • MLS Lending, Mortgages